Why Pre-Qualification is Important

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It can be helpful to visit with a mortgage professional first, even if you haven't settled on the sort of home you hope to find. Why? Maybe it is hard to fathom how we can help even before you start to talk about prices and negotiations.

We Will Help You Pre-Qualify

We will help determine how much of a mortgage you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. We achieve this by considering your debts and income, your employment and residence circumstances, your available funds for down payment, required reserves, and some other things. It's short and basic; We keep the paperwork light.

We'll award you a Pre-Qualification Letter if you qualify, that documents that we're confident you can qualify for a predetermined amount of mortgage loan dollars.

Buying Power

With your pre-qualification letter, some advantages are yours when you find the home you want to put together an offer on. The first is that you will know what you will be able to afford when calculating the offer. Even more important to the seller, your pre-qualification status gives them certainty - as if you had arrived at their home with a big box of cash to make the offer! They won't need to worry that they have been wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller of the home won't be concerned that he can't trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not cause them concern. You'll have the influence of a buyer ready to make the deal right now!

We will help you with your pre-qualification

We can help you calculate how much of a loan you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. This process outlines your finances - your debts, income, job, down payment money, among other things. It's short and basic; and we keep the paperwork to a minimum.

One-on-One

You can always use the mortgage calculators on our website to calculate how much mortgage you'll be able to afford - but it's also important to talk with us. That way, we'll be able to help you get your pre-qualification letter. For another thing, we might be able to locate a different mortgage program that better fits your needs. Let us help you get started: Contact us at (407) 889-4321.

Have questions about pre-qualifying? Call us at (407) 889-4321. We answer pre-qualification questions every day.

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